via HousingWire
Mortgage insurers face larger safety net rule for VantageScore 4.0
Mortgage insurers will be required to keep a larger safety net for mortgages originated using VantageScore 4.0 than for...
Aug 11, 202600
Proptech News
#Regulatory
22 articles
via HousingWire
CFPB, facing staffing constraints, moves to expand mortgage credit box
The Consumer Financial Protection Bureau, amid months of uncertainty under the Trump administration, is moving to pursue...
Jun 29, 202600
via HousingWire
FHFA pushes for direct power to sue for mortgage fraud
The Federal Housing Finance Agency (FHFA) and Director Bill Pulte are asking Congress for the power to bring civil lawsu...
Jun 16, 202600
via HousingWire
Lawmakers urge FTC to probe real estate referral practices
Reps. McClellan and Beyer urge the FTC to investigate online real estate referral practices, citing undisclosed lead rou...
Jun 4, 202600
via HousingWire
Trump’s executive order unlikely to slow adoption of AI in real estate
eXp CTO Carrie Lysenko warned of three risks that matter most for real estate operators right now. The first is data exp...
Jun 3, 202600
via HousingWire
Kevin Warsh confirmed as Fed chair as mortgage lenders look for stability
The Senate confirmed Kevin Warsh on Wednesday to succeed Jerome Powell as chairman of the Federal Reserve, sparking hope...
May 13, 202600
via HousingWire
Powell is done. Will Warsh help with mortgage rates?
Jerome Powell's tenure as Federal Reserve chair is coming to an end as the Department of Justice (DOJ) has ended its inv...
Apr 24, 202600
via HousingWire
Freddie Mac securitizes first wave of Newrez mortgages with VantageScore 4.0
Newrez originated roughly $10 million in mortgages scored with VantageScore 4.0 that Freddie Mac has now securitized, th...
Apr 24, 202600
via HousingWire
Mortgage rates level off, but is 6.5% the new normal?
Mortgage rates have soared in the past month, but market participants appeared to take a wait-and-see approach this week...
Apr 7, 202600
via HousingWire
Even as GSEs step into MBS market, macro forces are controlling mortgage rates
Fannie Mae and Freddie Mac have been active in the mortgage-backed securities market in recent weeks — but their approac...
Mar 27, 202600
via HousingWire
The GSEs updated their rules for condo loans. Will they be helpful or harmful?
Fannie Mae and Freddie Mac revised condo project and insurance rules, easing some costs but tightening reserve and revie...
Mar 26, 202600
via HousingWire
Bank regulators unveil capital reforms to boost mortgage lending
Federal bank regulators on Thursday introduced proposals to overhaul capital rules, affecting how depositories treat mor...
Mar 19, 202600
via HousingWire
Fannie Mae, Freddie Mac announce revisions to condo insurance standards
Fannie Mae and Freddie Mac announced updates to condominium project standards and property insurance requirements for on...
Mar 18, 202600
via HousingWire
Trump executive orders target housing supply and mortgage credit
The executive orders arrive a few weeks after Trump's State of the Union address to Congress in which the president offe...
Mar 13, 202600
via HousingWire
Mortgage trade groups urge VA to revise elements of proposed partial claim rules
MBA and CHLA asked VA to revise its partial claim and loss-mitigation proposal, pushing for a simpler waterfall and a 18...
Mar 12, 202600
via HousingWire
GSEs buy MBS at measured pace in January, nudging mortgage rates lower
Fannie Mae and Freddie Mac added a combined $12.5 billion in agency mortgage-backed securities (MBS) to their retained p...
Mar 2, 202600
via HousingWire
Trade groups push for lower MSR capital charges, tailored mortgage risk weights
Eight trade groups representing lenders are urging federal regulators to revise bank capital rules by adopting a more ta...
Feb 20, 202600
via HousingWire
Bank capital relief may not quickly shift mortgage market dynamics
Regulatory changes to how banks treat mortgage assets — anticipated this week by Federal Reserve Vice Chair Michelle Bow...
Feb 18, 202600
via HousingWire
Fed vice chair pushes Basel regulatory shift to spur bank mortgage lending
Michelle Bowman used a major industry forum to argue that Basel capital rules have helped to drive mortgage lending and...
Feb 16, 202600
via HousingWire
Zillow and Redfin ordered to produce documents in $100M rental syndication antitrust case
A federal judge ordered Zillow and Redfin to provide internal documents and executive notes in the $100M rental syndicat...
Feb 9, 202600
via HousingWire
TikTok forms US entity, easing social media marketing concerns for mortgage pros
TikTok’s U.S. joint venture averts a ban, adds data safeguards and brings clarity for mortgage lenders using the app.
Jan 23, 202600
via HousingWire
DOJ investigation clouds future of Fed chair nomination
The future of the Federal Reserve's leadership is in limbo due to an investigation into current Fed Chair Jerome Powell...
Jan 16, 202600