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Secondary mortgage market waits for data, creates workarounds amid shift to alternative credit scores
In the secondary market, investors and credit rating agencies are awaiting additional performance data while developing...
50 articles
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In the secondary market, investors and credit rating agencies are awaiting additional performance data while developing...
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Better and Coinbase funded a first Fannie Mae-backed mortgage using bitcoin as collateral, with a nationwide rollout pla...
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Berkshire Hathaway Inc.’s acquisition of Taylor Morrison Home Corp. is more than just a homebuilder buyout — it brings t...
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Researchers propose a slight bump to upfront mortgage insurance premiums to offset the risks of a zero-down FHA product.
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OnCourse Learning has launched a suite of AI-powered tools, including a learning assistant called Rubi and a new AI for...
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MISMO’s new white paper explains how standardized consumer-facing fee naming can cut TRID cure costs and improve mortgag...
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HouseAmerica Financial joins All Western Mortgage, a $500M lender, as AWM targets $3B in 2026 funding and expands in Cal...
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The U.S. House of Representatives on Thursday passed a bill that increases benefits for veterans and their surviving fam...
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Rocket began using VantageScore 4.0 with Classic FICO, as FHFA pilots the model and lenders delivered $10 million in loa...
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Mortgage lenders are getting creative to combat the housing affordability crisis fueled by rising interest rates, rollin...
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MortgageOne TPO integrated with ARIVE and launched Pathway CDFI with 620 minimum credit scores, up to $2.5 million and n...
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Linkhome will acquire Mortgage One Group to integrate AI into origination, adding 18-state licenses, eight branches and...
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PennyMac earned $82.3M in Q1, adjusted $117.7M. Production pretax income rose, while MSR hedges hit servicing.
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Pennymac, Fairway and CreditXpert highlight ways for AI to positively impact the mortgage process for current or prospec...
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Mortgage industry executives say the shift to new credit score models and lender choice could raise mortgage delinquenci...
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Mortgage groups welcomed HUD and FHFA plans for FICO 10T and VantageScore 4.0, but want timelines, pricing and guidance.
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Federal agencies on Wednesday took steps to bring newer credit scoring models into the mortgage underwriting process, ma...
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Asset manager Castlelake has acquired a majority ownership stake in Resfin Partners, the parent company of mortgage corr...
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New American Funding adds the One Goal Mortgage team, expanding purchase-focused coverage across Nebraska and southwest...
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PartnerOne has completed its acquisition of Mortgage Cadence, adding another long-standing mortgage technology platform...
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Frost Bank's Progress Mortgage offers 0% down, no PMI and help with closing costs as the bank ramps up mortgage lending...
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For the industry's top-producing LOs in 2025, success ultimately hinged on relying on trusted partners, educating borrow...
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Argyle has integrated its direct-source income, employment and asset verification tools into Vesta’s loan origination sy...
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Hawley urges an FTC probe of FICO mortgage score fees, citing 88% margins and up to $500 million in industrywide added c...
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President Donald Trump’s executive order targeting mortgages addresses several concerns raised by banks and nonbanks, wh...
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Cleveland-based CrossCountry Mortgage has struck a deal to acquire Summit Funding, broadening its geographic reach.
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Top banks in the mortgage space have relied on a similar playbook for years, but they say they could become more aggress...
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At ICE Experience 2026, MBA CEO Bob Broeksmit addresses housing supply, mortgage credit access, AI and why rate relief c...
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Onity Group will rebrand PHH Mortgage as Onity Mortgage in March 2026, unifying its servicing and originations platform...
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Radian is shutting down its mortgage conduit business after a divestiture process failed to produce an acceptable outcom...
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New FCRA amendment, effective March 5, 2026, restricts trigger lead sales, allowing outreach mainly via consent or exist...
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Better.com has launched a conversational credit decision engine that lets mortgage and home equity lenders run underwrit...
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Morgan Stanley’s reported layoff of about 3% of its workforce — roughly 2,500 employees — is affecting some staff workin...
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Resellers say Experian added another mortgage lender price increase of about 3%, after 2026 credit report hikes reached...
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Longbridge Financial's Q4 net income rose to $16.4 million as originations hit $529.7 million, while Ellington earnings...
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LenderMac agreed to acquire Direct Mortgage, aiming to expand its footprint and build multichannel lending capabilities.
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Huntington Bank projects a 50% rise in mortgage production after acquiring Cadence and Veritex, expanding in Texas and t...
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Union Home Mortgage has shown a strong appetite for mergers and acquisitions by hiring Renee Hildebrand from Guild Mortg...
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UMortgage is rolling out a flat-fee compensation model, the company announced on Tuesday.
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Lower mortgage rates in early 2026 are fueling pipelines, with rising refinance incentive and improving purchase demand...
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Falling mortgage rates in January 2026 pushed refinance volume up 50% and increased the VA lending share, per Optimal Bl...
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Bayview Asset Management has acquired Guild Mortgage, highlighting a trend of consolidation among mortgage lenders and s...
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New York-based Atlas Real Estate Partners this week announced the launch of A4 Credit Partners, a small-balance mortgage...
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Consumer credit reporting company Experian has reached an agreement to acquire mortgage shopping platform Own Up, with t...
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“From a risk management perspective, continuing to require three in-files and three scores on every borrower has long be...
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Mortgage defects have stabilized, but staffing changes and tech gaps keep QC and buyback risk high for lenders in 2026.
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Paul Fiore recently joined HighTechLending, focusing on branch growth and new reverse mortgage products, including Equit...
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CHLA’s 2025 report finds IMBs originated 84.1% of single-family loans, with a 90% share of FHA loans and 94.6% of Ginnie...
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Brian Brown, chief financial officer and treasurer for Rocket Companies, expects continued improvement in the mortgage m...
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In the mortgage industry, the initial reaction to President Donald Trump’s proposal to cap credit card interest rates at...